Kissht Parent OnEMi Crosses ₹8,000 Crore AUM in Q1 FY27 as Loan Disbursements Jump 37%

Digital lending company OnEMi Technologies, the parent of Kissht and RING, reported strong business growth in the first quarter of FY27, with its Assets Under Management (AUM) crossing the ₹8,000 crore milestone. The company also recorded robust growth in loan disbursements and customer additions, reflecting continued demand for its digital lending products.

The provisional business update filed with the NSE showed that AUM rose 61% year-on-year to ₹8,001 crore as of June 30, 2026, while loan disbursements increased 37.1% to ₹3,812 crore during the quarter.

Company Financials

OnEMi Technologies has delivered strong financial and operational growth over the past year, supported by higher lending volumes and improving profitability.

Particulars	FY26	FY25	Growth
Operating Revenue	₹2,179 Crore	₹1,337 Crore	63%
Net Profit	₹281 Crore	₹161 Crore	75%

For Q4 FY26, the company reported ₹619 crore in operating revenue, up 68% YoY, while quarterly profit increased 52% to ₹82 crore.

Q1 FY27 Business Performance

The company's lending business continued to expand during the June quarter, driven by higher loan demand and a growing customer base.

Metric	Q1 FY27	Growth
Assets Under Management (AUM)	₹8,001 Crore	61% YoY
Loan Disbursements	₹3,812 Crore	37.1% YoY
Registered Users	74.6 Million	33% YoY
Customers Served	12.25 Million	26.4% YoY
New Customers Added	0.5 Million	—

Loan Against Property Portfolio Expands

The company continued to diversify its lending portfolio, with its Loan Against Property (LAP) business gaining traction.

The LAP portfolio accounted for 7.7% of total AUM at the end of June 2026, compared to 2.5% a year earlier and 7.3% at the end of March 2026, indicating a gradual shift toward secured lending products.

Share Price Performance

The company's improving financial performance has also been reflected in its stock price.

Since its IPO, Kissht's shares have gained 81.3%, rising from the issue price of ₹171 to ₹310 as of July 3, 2026, taking the company's market capitalisation to approximately ₹5,223 crore.

Market Analysis

India's digital lending sector continues to witness strong growth, driven by rising smartphone penetration, increasing adoption of digital financial services, and expanding credit demand. OnEMi Technologies' strong AUM growth, rising loan disbursements, and expanding customer base indicate healthy business momentum.

The company's increasing focus on secured lending through its Loan Against Property portfolio could also improve asset quality and diversify revenue streams over the long term. Investors will closely monitor future AUM growth, loan quality, profitability, and customer acquisition as key indicators of sustained growth.

Key Takeaways

Highlights	Details
Company	OnEMi Technologies (Kissht Parent)
Q1 FY27 AUM	₹8,001 Crore
AUM Growth	61% YoY
Loan Disbursements	₹3,812 Crore
Disbursement Growth	37.1% YoY
Registered Users	74.6 Million
Customers Served	12.25 Million
FY26 Revenue	₹2,179 Crore
FY26 Profit	₹281 Crore

What was Kissht's AUM in Q1 FY27?

OnEMi Technologies reported Assets Under Management (AUM) of ₹8,001 crore as of June 30, 2026.

How much did loan disbursements grow?

Loan disbursements increased 37.1% year-on-year to ₹3,812 crore during Q1 FY27.

How many users does Kissht have?

The company reported 74.6 million registered users and 12.25 million cumulative customers served.

How did the company perform in FY26?

OnEMi Technologies reported ₹2,179 crore in operating revenue and ₹281 crore in net profit during FY26, representing growth of 63% and 75%, respectively.